Credit Cards are the DEVIL!!

Its been almost a year since I stopped using them and THANK GOD there's the Credit Card Bill of Rights going into place on February 22nd issuing some hard regulations on em.

Now what puzzled me for the last week was I kept missing calls from Capital One (yeah, I'm in blast mode). This was odd bc I'm current with that account, so why are they calling me 3 times a day. Curious enough, I picked up today. They wanted to inform me of a "little known" clause in the regulation act of 2/22 that credit cards would no longer be allowed to authorize payments over the limit. So out of the kindness of their hearts, they were going to allow me to WAVE that policy, for my best interest of course, and as a reward for my fiscal responsibility, they will offer me a discounted over the limit PENALTY of $29 instead of the current $39. Hah- Leh- Loo - Jaa!

Sidenote: I had to exercise olympic goal medal restraint on the phone. What she didn't know is that I've been praying for and following this act fanatically, so there is very little about the provisions that I'd consider "little known."

Background: I've had a capital one card for damn-nearly 5 yrs now with an introductory limit of $600. The limit on the card to date is currently $600. I've had 3 other cards with way higher limits than that, so needless to say I hardly use the card anymore. Matter of fact, the only times I used it last year was to transfer balances bc it has a lower apr than another card and these tieves swindled me and up'd the apr without notice on me. The only times I went over the limit was when I got hit with finance charges and penalties and whatever fees that pushed me over the limit (sometimes you just forget the deadlines damnit)....hmmmm.

So why are they calling me madly over some policy change? Easy, they want to keep the over the limit option so they can keep charging me over the limit and throwing charges on top of charges that I wouldn't be charged if they didn't charge me. If I don't make purchases over the limit and the only time I go over the limit is bc of their charges, what logical person would keep the over-the-limit policy?

No over-the-limit = no over-limit fees. 2+2 still ='s 4 in this universe homie!!

To humor myself I asked her to tell me how many purchases I actually made in the last year.....it took too long so I eventually told her none, and politely let her know how futile and obviously underhanded her attempts were.

NO THANKS!! I think this policy should have come years ago. Its criminal how much little loopholes credit cards have to hang you with. So if you guys get called on this seemingly good deal, Nancy Reagan them and just say no!

TIEVES!!

CAN'T MAKE THIS STUFF UP!!!!! ROTFLMBAO!!!! 2

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CAN'T MAKE THIS STUFF UP!!!!! ROTFLMBAO!!!!!!!

You know what.......why bother!? Things like this just Plaxico Jones' me sometimes. I can't compete. It doesn't pay trying to be creative anymore bc the ludicrosity of reality is 10 times funnier than any of us will ever be.

When my friend sent this to me, I figured it was a gag or a spoof....basically a joke. Come to find out, its and actual product with an actual website. I've said enough. See for yourself.

https://www.shakeweight.com/

html is being a biatch right now so if you cant see the video click here!

I'm still laughing!!

Favorite quotables
"designed specifically for women".....and gay men
"Based on a completely new workout technology called Dynamic Inertia, which ignites the muscles in your arm, shoulders, and chest so you feel them tightening and toning instantly" ..........sorry to bust your bubble, this is as old as time.

List of ppl who need to be thrown out in the street and shot:

• The person who came up with this
• That person's friend or significant other who said "hey thats a great idea! you should run with it"
• The person who funded this
• The engineer or designer who made the prototype
• The ad agency that made the infomercial
• The camera crew that made this video
• Any network that aired it
• Any retailer or trainer who carries this in stock
• The developer who made this website
• The woman who's been neglecting her man but decides to get one of these to get in shape.

I hate to be Mr. Obvious, but ladies, if this was the work out you've been looking for WHY DIDNT YOU ASK SOONER!! Here, I'll save you $19.99 plus shipping and handling right now! Find a man, any man (preferably one you like and have a repor with), show him this video, and ask him if he can help you get that same work out. Don't be alarmed if his eyes pop out of his head, just direct him to my blog and tell him to thank me. WARNING: Not all men are created equal so you may have to work out one arm at a time.

On second thought, maybe more women should get one of these to increase your upper body strength and endurance. Men dont natrually have more upper body strength and endurance, we've just had more practice.

Reasons why they invented camera phones: NOT THESE FOOLS AGAIN!!!

Cant make this stuff up. And no, the images are not photoshopped. Across the street from the glorious Kings Plaza Mall in Brooklyn, (Kings County, get it?)........................















For the full comprehensive list of ppl that should be thrown out into the street and shot, please reference: Reasons why I always have a camera...LMAO!!!!!!

........................OR, if you're feeling lazy, I can stop being lazy and just relist them, HYAH!


List of ppl who must be thrown out in the street and shot:
The person who came up with it.
Their buddy who said "that's a great idea!"
The person who decided to put it on a highway
The person who designed the ad
The person who agreed to pay for it
The person who decided to use the 'O'

List of ppl who should be slapped, but you can't REALLY blame them:
The people who printed the sign (I want to know how they kept a straight face or were they laughing all the way?)
The people who gave the permit for the sign
the people who mounted the sign

How Do you Deal with Death?

Since the crisis in Haiti hit us, my attitude changed up a bit. I never knew how Haitian I was until that next day.

FYI, for those of you who don't know, the main West Indian satellites in the US are, New York, Miami, Toronto [okay, North America] and followed by Washington DC, and Boston.........coincidentally all the cities that host carnivals. There are other cities we go to, but these are the best bet of getting as close to the culture in terms of ppl, family, food, music and nightlife. That being said, Flatbush Brooklyn is arguably the Haitian capital of the world. I'm convinced that there are more Haitians in Brooklyn than their are in Haiti. So living here all my life, Haitians have always been close, near and dear to me.

As if that wasn't sad enough, one good friend of mine lost family out there, another lost his mother out there, and one of my closest friends out here lost his mother to a battle with cancer. So needless to say, the priority list was re-directed the last few weeks. Were it not for M. Carter's bbm this morning: "Dude... you're slipping on the blog tip," which coincidentally popped up around the same time as my bloggiversary reminder, I probably wouldn't be writing now.

Sidenote: Nerd moment # 4,987....yes, I did make note of the date I started and set a reminder for myself to write about it. GNYAAAAAAGH!!!

I'm usually the last to try to give someone a speech after a loss, bc I've dealt with few close deaths to date. It's the sad, unfortunate, dreadful inevitability that we try to ignore, but is ultimately awaiting us all. Sooner or later, we die or lose someone close to us. Only 6 months ago, another friend lost his mother, hence why I was so ambivalent about Michael Jackson. He couldn't even stay in the wake.

How do you deal with or rather, cope with death?

Thank you Spartacus!!

It's no mystery that 300 is one of my favorite movies of all time, but someone finally thought so fit as to make it a television show. Sure, the story of Spartacus is as old as Charlton Heston and Estelle Getty combined, [one reason which I always questioned why in the Blue Cantrel the movie "Gladiator" ever won any awards and notariaty at tall but I guess that leaves hope for "AVATAR"] but lets be real. The only reason it's on tv is bc of "300."

Hell, most of the cinematography niches are straight out of the 300 playbook. I'm convinced each episode would be approx 20 minutes shorter were it not for all the slow-mo shots and the entire episode was run in real-time. I'll save more of my comparisons for after my post, "Why 300 is one of the Best Movies EVER!!"

Happy Bloggiversary

3 years ago, January 26th 2007, I finally decided to stop sporadically spreading my cyber-thoughts and consolidate them into one place.

Coincidentally, that was another significant 3 year benchmark in my life. Interestingly enough, there a radical difference btwn where I was then and where I am now.

3 years ago, I psychologically traded in my physical journal for a virtual online journal.

3 years ago, I had plans.

3 years later, I'm nowhere near where I anticipated I'd be.

One of the few common denominators.... still, I smile. Still, I silly. Still, I LAAAA!!!

Is the difference that much?

Seismic.

How so?

That would be logged under TMIatry.

To celebrate, or rather reflect, I revisited my first blog which in hindsight explains quite a bit about how and why I write. I have an exponential amount of readers since then, many of which don't know me personally, so I encourage you all to do the same.

Fischer Price - My First Blog/Disclaimer

Unfortunately, I spent most of this day attempting to please everyone but myself, and had technical difficulties by the time I got around to typing. BAAAHHH!!!

Lets cruise. Let's vibe to the signature song of another....less noteworthy Raphael ;)

Nerd Moment #3,489

I just did this to have 12 posts by the 12th.......

TEE HEE!!

Mark McGwire comes clean............... .............NO S#!T SHERLOCK!!

...Yes S#!T WATSON!!

Sidnote: In another nerd moment, I almost hesitated to post a new blog bc I thought it was kinda cool that as of yesterday, I had 10 blogs in 2010...heehee!

According to ESPN via the MLB network, Mark McGwire finally admits to Bob Costas that he used steroid........



After all, the man did go from this............




















....to THIS....




















This dude is the poster boy from when baseball players went from looking like lean slender track stars to professional wrestling heavyweight contenders.
I dunno about you guys, but I was about as shocked as when Clay Aiken came out of the closet.

Racism in......THE WORLD

The other day I randomly went to a comedy show (something I can't recall ever doing) hanging out with Dr. Kay Hay, and a comedian kept talking about how racist this one Australian commercial was. Then before I could even get home to search for this video, out of sheer coincidence, one of my friends send this in one of our infinite email threads, simply asking "Is this racist?"



WARNING!!! DO NOT ATTEMPT THIS IN AN ACTUAL GROUP OF BLACK PPL. THE OUTCOME MAY BE BAD FOR YOUR HEALTH. THE EVENTS OF THIS COMMERCIAL ARE FICTITIOUS, ACTUAL RESULTS MAY VARY.

...and then you know you can't just watch one video. "Related videos" are the devil!! This Korean commercial is even worse than the first one.....

Sidenote: I have one of a few circles of brilliantly intelligent, witty funny, positive males who have been running an email thread that's about 5 yrs old. We have some of the most amazing, vulgar, thought provoking, hilarious conversations ever...note to self. Clear inbox.

Sidernote: I hate the fact that when I go to .....video...posting...sites, its never an in and out operation. If it were a heist, I'd get caught. Soon as I go, first off they're recommending videos before I can even type. Then, there's "related videos..." plus my A.D.D. Next thing I know, I'm watching dance videos, booty shake clips, fitness videos, documentaries, news clips, videogame strategies, and somehow, every video online will eventually link you to conspiracy theories. 48 minutes dun gon on by and I haven't even looked at what I came to the site for...if I can even remember.

This is why I tell my friends and colleagues all the time you have to always be cognizant about the image you are emanating whenever you are out in public. ESPECIALLY if you are entrenched in environments that take you out of the element of your "comfort zone" and remind you what the term "minority" means.

Sidenote: And so we're clear, minority is a relative term, not isolating and specific race. Asians are a minority in this country.........but not at any engineering school in this country.

Sidenote: My friend Jose Nievez (my comedic partner in crime and co-star of our award winning show, "Eff you, Its funny to us" who I probably should invite to guestblog sometime) told me, in response to Racism in America/ Black Eye of the Tiger 2:

"Your blog pic looks like the back of Tiger Wood's photo, so does that make the person who took the picture racist?" What a dick.......eff yall, it was funny to me.

So simple question: Are these videos racist? Or am I over analyzing?......AGAIN?